2008 Dental Survey — Welcome to California Broker’s 2008 Dental Survey. We’ve asked the top dental providers in California to answer 28 crucial questions to better help you, the agent, understand their benefits, features, and services. Look for Part II in the August issue. Read the responses and sell accordingly.
Top dental providers answer questions to help
agents understand their benefits.

2008 Term Survey — An Overview of the State's Term Insurance Market

1. What percentage of the cases you underwrote last year were issued at your top two preferred non-smoker classes?
2. What percentage of the cases you underwrote last year were issued at your top two standard nonsmoker classes?
Get the answers....

2008 HSA Survey — HSAs role in the California Marketplace

1. What are the primary services you offer as part of your HSA product?
2. Do you offer an HSA-qualifying high deductible health insurance plan?
Get the answers....

Part I
Part II

2008 HMO Survey — HMO Services and Pratices Statewide.

1. Do you guarantee a time limit on getting referral/treatment routine, urgent, emergency? If not, how many days does it take?
2. Do you have any conditions/diagnoses/symptoms that are referred automatically?
Get the answers...

Part I
Part II

2008 PPO Survey — PPOs in California answer direct questions about their plans.
1. Is an approval procedure required for getting a specialist referral or a diagnostic test or treatment in-network or out-of-network?
2. Are there any restrictions on getting second opinions from an in-network provider or an out-of-network provider?
Get the answers....

Part I
Part II